Chris Werme and Mike Boland - ERA Key Realty Services - Westborough



Posted by Chris Werme and Mike Boland on 6/30/2020

There is always an undeniable appeal to move into a brand new home. After all, there shouldn’t be any problems with a new construction home, right? While shiny new appliances and brand new flooring can be appealing, there are many advantages to buying an older home.


The Price


It may seem obvious, but older homes are less expensive than newer homes. You might be able to get a bit more for your money if you decide to buy an older home. 


Construction Quality


Older homes tend to have a bit better quality in their construction. Some aspects of older construction homes cannot even be reproduced with all of the technology that we have in the present day. It’s often true that “they don’t build homes like they used to.” Certain building materials of the past are actually more sturdy than the materials that are used in the present day. Older homes have stood the test of time for a reason! 


The Location Is An Established Neighborhood


If you’re not looking to move into an up and coming neighborhood, you could be better off buying an older construction home. You’ll know that a neighborhood has already been established and that people have enjoyed living in the area for years before you got there when you find an older home to purchase. In finding a neighborhood, you’ll look at the important factors like the school district, the walkability of the area and the crime rate. Older homes tend to be in more stable areas. Keep that in mind. 


Older Homes Have More Personality


Sure, you could move into a street with new construction and be happy there. Yet, if you move into an older home, you will find a lot of advantages. The landscaping may be more well-established, allowing you to find your favorite features on the outside of the home right when you move in. In a new home, it could take years to establish the same type of curb appeal that you’ll get from moving into an older home.    

 

There’s More Space In An Older Home


An older home may afford you much more yard space and overall square footage. As the world gets more and more developed, space runs short. Older homes were constructed at times when space was at a maximum. These homes were built on larger lots, giving homeowners the advantage of more space. 


While you may think that buying a new construction home is the way to go, older homes offer many different things that newer construction homes just can’t bring to the table. Broaden your search and look for older homes, you could be very surprised!   






Posted by Chris Werme and Mike Boland on 6/23/2020

A first-time home seller likely faces an uphill climb if he or she wants to stir up plenty of interest in a house. However, a home seller who plans ahead should have no trouble overcoming any potential hurdles along the home selling journey.

When it comes to selling a house, it is important to remember that a residence's interior can make a world of difference in the eyes of homebuyers as well. If a home seller fails to allocate the necessary time and resources to improve a house's interior, he or she risks missing out on opportunities to stir up interest in a residence.

Lucky for you, we're here to help first-time home sellers find the best ways to transform an ordinary home interior into a stellar one.

Let's take a look at three tips to help first-time home sellers upgrade a house's interior.

1. Remove Clutter

Home clutter adds up over the course of many months or years. But a first-time home seller who understands the impact of clutter can take the necessary steps to remove it.

Ultimately, clutter is an eyesore that may make your home actually appear smaller. Clutter also may make it more expensive and time-consuming than ever before to relocate from one home to the next.

A first-time home seller who hosts a yard sale can sell unnecessary items. Or, a home seller may be able to donate excess items to charity. And if there is lots of junk that fills a house, a home seller should dispose of it as soon as possible.

2. Conduct Extensive Cleaning

A first-time home seller should clean a residence from top to bottom. That way, a home seller can give his or her house a fresh, pristine appearance that homebuyers are sure to appreciate.

Be sure to wipe down kitchen counters, mop the floors and vacuum rugs in each room of your house.

In addition, if you need extra help, don't hesitate to reach out to a professional cleaning company. With professional cleaners at your side, you can speed up the process of upgrading your house's interior.

3. Meet with a Real Estate Agent

A real estate agent understands what it takes to enhance a house's interior quickly and effortlessly. As such, he or she can help a first-time home seller get a house ready to add to the real estate market.

The right real estate agent will evaluate your home's interior and offer honest, unbiased home interior improvement recommendations. Also, he or she may be able to offer tips to help you differentiate your house from others that are currently available in your city or town.

Of course, a real estate agent is an expert resource who can guide you along the home selling journey too. And if you ever have home selling concerns or questions, this housing market professional will be happy to address them immediately.

Ready to improve your house's interior? Use the aforementioned tips, and a first-time home seller can boost a home's interior and increase the likelihood of a quick, profitable home sale.




Categories: Uncategorized  


Posted by Chris Werme and Mike Boland on 6/16/2020

If you’re a health nut, where you live may be a big factor for you. The neighborhood that you choose could have some impact on your health and lifestyle choices. Your neighborhood will need the amenities that you crave like places for exercise, access to healthy food, and sidewalks for walking. These aspects also add to the community sense that you feel within the neighborhood. Children’s parks, people who go on frequent strolls, and a sense of people spending time outside often are all signs of a “healthy” neighborhood. Below, we’ll delve into these key factors. 


Sidewalks And Bike Trails


Being able to do daily errands on foot along with access to easy outdoor exercise is important to a healthy lifestyle. These amenities provide safety and the ability to access what you need without a car. You can even find public transportation easier to get to and from. As a bonus, you’ll be doing something good for the environment, saving gas and staying out of traffic.  


Nature Is Abundant


Don’t underestimate how much healthier being around nature can make you feel. From lush trees, to parks, gardens, hiking trails, even golf courses all provide access to active activities and natural beauty. Even community gardens are a part of nature that can be good for your health. Having the opportunity to grow or even be around the inspiration of people growing and caring for their own food sources is good for you. The more access you have to nature in the place that you’re living, the healthier that you’ll be.  


Check Out The Social Scene


Sometimes you can get a sense of a neighborhood just by observing it. Are people making connections and out and about together, or do people seem to go off more on their own? Socializing is an important part of health and well-being. Some signs of socially friendly neighborhoods:


  • People are out walking their dogs, chatting
  • Neighbors are out together gathering in a front yard



Gyms And Healthy Food Are Readily Available


Do you see your favorite organic grocery store nearby? Having access to the type and quality of food you crave is important. Maybe there is an abundance of vegetarian and vegan restaurant options nearby. For those days that a workout outside just won’t do, having a gym close by is also a sign of a healthy neighborhood.    

 

Check Out The Traffic


A neighborhood can have all of the above, yet if it has a lot of traffic, you could have a huge issue. Lots of traffic brings two different kinds of pollution- noise and air. Not having access to quiet spaces can often increase stress levels. If you have allergies or asthma, being around a lot of traffic pollution may not help your condition much either. While traffic seems like a small detail, it’s something to consider when you’re looking for a healthy neighborhood.




Categories: Uncategorized  


Posted by Chris Werme and Mike Boland on 6/9/2020

Image by ErikaWittlieb from Pixabay

Preparing to list your home is a process, that when done correctly, can help you to achieve the best possible price as well as aid you in selling your home more quickly. Before you sell your home, there are a few small home improvement projects that you will want to have completed before your first showing. 

Address Any Floor Issues

Carpet stains, worn areas, scratched wood, and crack tiles, can all be a turn off for potential buyers. If you have a newer carpet, performing a deep clean may suffice, but if it is older and worn, you should consider replacing it. Tile flooring should be replaced if cracked and if in good enough condition to keep, take the time to thoroughly clean the grout to get your floors looking like new. For hardwood floors, consider having them refinished so that they can look like fresh again.

Update Your Home's Hardware

Door knobs, drawer pulls, cupboard handles, and hinges can easily make a house look dated. This is an easy upgrade that can be made and requires little labor. Choose more modern designs and finishes and make sure that the theme is consistent throughout the room in your home. 

Remove Popcorn Ceilings

If your ceilings are still covered in popcorn, now is the perfect time to be rid of it, to give your ceilings a more modern look. The good news with this improvement is that it will only cost you a little in ceiling paint and mainly requires time to complete. While scraping all of your ceilings may seem like a daunting task at first, you will be pleasantly surprised by how much it can change the look of the room.

Declutter Your Closets

Before you list our home, you will want it to seem as spacious, as organized, and as neat as possible. While most people know that closets are typically filled in most homes, when they are filled too much, it can make it hard to judge the available space. Declutter and get rid of anything that you no longer need. If your closets are still brimming, you may want to consider packing anything that you will not need until after your move and having it placed in storage. 

Address Minor Repairs

Now is the ideal time to address any minor repairs that you have been putting off. Fix any plumbing issues such as clogs and leaks, repair any damage to walls and door frames, and replace any burnt out light bulbs. You want buyers to know that the house is well-maintained. It will make them more confident that major problems are less likely. 

Tackle the small improvement projects above to get your home ready to list to help put you in the best position to get what you are looking for out of the sale of your home. 





Posted by Chris Werme and Mike Boland on 6/2/2020

It can be difficult to find the extra savings to put towards your first home as a renter. With rent and utility prices rising, most people’s paychecks are leaving them with less and less savings at the end of the month.

Buying your first home, however, can be a great long-term financial decision. It will help you build equity, and, eventually, you’ll be able to use that equity toward another home or toward retiring.

In today’s post, we’ll talk about some of the ways to save for a down payment while renting an apartment.

How much to save

In order to make the most of your first home purchase, you’ll want to save up as much of a down payment as possible. This will help you receive the lowest interest rate and reduce the amount you’ll pay toward interest.

If you can manage to save 20% of the loan, you’ll also be able to waive private mortgage insurance (PMI), that would otherwise set you back around $100 per month or more.

Smart ways to save while renting

If you’re ready to get serious about saving for your first down payment, let’s talk about the best way to approach your savings plan.

Pay off small debts

If you’ve had that lingering credit card debt that you’ve never quite paid off, now is the time. Take a look at your current debts. Pay off the smaller balances first and focus on debt with the highest interest rate.

This will enable you to start making larger deposits toward your down payment savings sooner and can help you avoid needlessly paying interest on small loans and credit card debt.

Open a dedicated account or CD

The best way to make sure you contribute to your down payment savings plan is to open a savings account or take out a CD (certificate of deposit).

A savings account with a high-interest return is a good option for people who are worried that they may need to access their funds before they’re ready to buy a home.

If you’re comfortable with not being able to access your funds until a set date, then a CD could help you save more money.

Since CDs are a one-time payment, many people choose to combine both CDs and high-interest savings accounts to achieve their savings goals.

Regardless of which option you choose, be sure to shop around for the highest interest rate. Online banks tend to have higher rates than traditional banks and are also easy to sign up for.

Direct deposit a portion of your pay

Opening a bank account or CD won’t do you any good if you don’t commit to contributing to it. If you are paid via direct deposit, visit your HR office and ask them to reassign a portion of your weekly pay to your new account.

By following these tips, you’ll be able to better prepare for your down payment. Don’t  wait! The sooner you start saving, the sooner you’ll be able to purchase your first home.







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